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550 Harbor Dr, Key Biscayne, FL 33149

$19,450,000

· $2,994/sqft · Est. $119,102/mo

7 bd · 7.5 ba · 6,497 sqft · 0.53 acres (23,000 sqft) · 365 days on market · MLS# A12111835

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Seller's Disclosure

Property Survey

Floor Plan

Comparative Market Analysis

About 550 Harbor Dr, Key Biscayne, FL 33149

Listing details for 550 Harbor Dr, Key Biscayne, FL 33149: Enjoy Paradise Found on the exclusive island of Key Biscayne This extraordinary 7,000sqft waterfront estate sits on a rare double lot located on Hurricane Harbor overlooking tranquil Manatee Lagoon. The property offers an unparalleled sanctuary of luxury and seclusion with features including a 4 car garage ideal for collectors, professionally landscaped yard well suited for outdoor entertaining, 7 bedrooms and 7.5 baths including live-in staff quarters. Expansive living areas flow seamlessly to large outdoor, covered porches becoming your al fresco living room for outdoor dining or relaxing and soaking in the beauty of the natural environment as dolphins and manatees swim in your backyard. As the sun hits the horizon, the afterset lights up the sky illuminating the clouds in a breathtaking array of tropical colors. Text listing agent. 24hr notice This offering is a double lot sale of 550&570 Harbor

Bedrooms

7

Bathrooms

7.5

7 full · 1 half

Square Feet

6,497

Year Built

2003

Lot

0.53 acres (23,000 sqft)

Garage

4 spaces

HOA

No

Taxes (2025)

$117,717

Property Details for 550 Harbor Dr, Key Biscayne, FL 33149

MLS# A12111835 · Source: MIAMI + RWorld · Updated Nov 12, 2026

Interior

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Full Baths: 7
  • Half Baths: 1

Heating & Cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Appliances & Laundry

  • Appliances Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Washer

Interior Features

  • Interior Features: Bedroom on Main Level, Elevator
  • Flooring: Marble
  • Has Fireplace: No

Interior Area

  • Total Interior Livable Area: 6,497 sqft
  • Total Structure Area: 7,356 sqft

Property

Parking

Has Garage
Yes
Garage Spaces
4
Covered Spaces
4
Parking Features
Attached, Driveway, Garage, Golf Cart Garage, Paver Block, Garage Door Opener

Features

Direction Faces
East
Patio & Porch
Balcony, Open, Porch
Exterior Features
Balcony, Porch
Has Private Pool
Yes
Pool Features
In-Ground, Pool Equipment, Pool
View Description
Lagoon
Waterfront
Yes
Waterfront Features
Canal Access, Lagoon, No Fixed Bridges, Ocean Access

Lot

Lot Size
0.53 acres (23,000 sqft)
Lot Features
Flood Zone

Details

Parcel Number
24-52-05-007-0020
Zoning
2000
Legal Description
5 & 6 55 42 .30 AC Hurricane Cove PB 57-66 Lot 2 Lot Size 13302 Sq Ft F/A/U 24-5205-013-0010 or 19060-1529-1531 03/2000 1 Coc 21909-0810 12

Construction

Type & Style

Home Type
Single Family Residence
Property Type
Residential
Architectural Style
Mediterranean

Materials

Construction Materials
Block
Roof
Barrel

Condition

Condition
Resale
New Construction
No
Year Built
2003

Utilities & Green Energy

Water Source
Public
Sewer
Public Sewer

Community & HOA

Community

Subdivision
Hurricane Cove
Community Features
Beach, Club Membership Available
Pets Allowed
Yes - No
Restrictions
OK to Lease
55+ Community
No

Housing in Village Of Key Biscayne

Median Value of All Homes (2023 Census)
$1,246,268
Median Rent
$3,394/mo
Owner-Occupied Homes
69%
Homes Built
Mostly 1970s
Housing Units
4,994
American Community Survey 2023 via LiveBy

HOA

Membership Required
No

Location

Neighborhood
Village Of Key Biscayne

Financial & Listing Details

Price per Sq Ft
$2,994/sq ft
Annual Tax Amount
$117,717
Tax Year
2025
Date on Market
Oct 23, 2026
Cumulative Days on Market
365 days
Listing Terms
Cash, Conventional
Special Conditions
Listed As Is
Possession
Closing and Funding
Occupant Type
Vacant
MLS Number
A12111835
Listed By
William Earle — Three Bridges Realty, LLC

Hurricane Cove

Hurricane Cove is a neighborhood in Key Biscayne. Census median home value is $1,246,268.

Location of 550 Harbor Dr, Key Biscayne, FL 33149

Street Address
550 Harbor Dr
City
Key Biscayne
ZIP Code
33149
Neighborhood
Hurricane Cove
County
Miami-Dade County
In Hurricane Cove
Map of 550 Harbor Dr, Key Biscayne, FL, 33149

Estimated monthly

30-yr fixed

$119,102

/mo

$19,450,000 · 20% down · 7.16%

Principal & interest

$105,241

Property taxes

$9,810

Home insurance

$4,052

Home price

$19,450,000

Down payment

$3,890,000 · 20%

Interest rate

7.16%

Estimates only. Actual costs vary by lender, credit score, and market conditions.

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Frequently Asked Questions About 550 Harbor Dr

How much is 550 Harbor Dr, Key Biscayne, FL 33149 listed for?

550 Harbor Dr, Key Biscayne, FL 33149 is currently listed at $19,450,000. That works out to approximately $2,994 per square foot.


This property features 7 bedrooms, 7.5 bathrooms, 6,497 sq ft of living space.


The most recent tax bill for 550 Harbor Dr, Key Biscayne, FL 33149 is $117,717/yr (~$9,810/mo). Florida primary residents may qualify for a homestead exemption that reduces this amount.


Based on current MLS data, no HOA fee is listed for this property. We recommend confirming with the seller's disclosure or your agent, as some communities charge fees not reflected in MLS.


550 Harbor Dr, Key Biscayne, FL 33149 is located in Key Biscayne, FL 33149. School assignments are set by the county school board and can change. Verify with the county school district before enrolling.


At $19,450,000, this home is listed 1461% above the Hurricane Cove census median home value of $1,246,268. Actual sale price is set by negotiation.

Information is provided for general guidance only and is subject to change. Always verify with your agent or licensed professional.

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Listing Information & Disclaimer

Listed By: Three Bridges Realty, LLC · 305.345.2023

MLS #: A12111835MLS Source: MIAMI + RWorldData Last Updated: Nov 12, 2026Listing Last Updated: Nov 12, 2026

MIAMI + RWorld

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc.

Listing information is provided in part by the MIAMI + RWorld Internet Data Exchange program. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS. Data last updated Nov 14, 2026 2:47 AM. Equal Housing Opportunity.

To report inaccurate listing data, email andy@mandelteam.com or call (954) 610-0563. Inaccurate information is corrected within two business days, and within 48 hours for registered users.

550 Harbor Dr, Key Biscayne, FL 33149$19,450,000