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Cutler Bay, FL 33189

$859,000

· $378/sqft · Est. $5,708/mo

2,274 sqft · 122 days on market · MLS# A12053139

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Seller's Disclosure

Property Survey

Floor Plan

Comparative Market Analysis

About Cutler Bay, FL 33189

Listing details for Cutler Bay, FL 33189: Exceptional Investment Opportunity in the Heart of Cutler Bay! Discover this beautifully renovated duplex offering the perfect blend of rentable design, comfort, and unbeatable location. Featuring one spacious 3-bedroom, 2-bathroom unit and one beautifully updated 2-bedroom, 1.5-bathroom unit, this property is ideal for investors seeking strong rental income or homeowners looking to live in one unit while generating income from the other. Both residences have been thoughtfully upgraded with custom-designed kitchens, brand-new stainless steel appliances, stylishly renovated bathrooms, luxury flooring throughout, and contemporary finishes that create a fresh, move-in-ready living experience. Perfectly situated just off Old Cutler Road in one of Cutler Bay’s most desirable locations, you’ll enjoy convenient access to top-rated restaurants, shopping centers, parks, marinas, schools, and major highways, making this an exceptional opportunity for both residents and tenants alike. Whether you’re expanding your investment portfolio or searching for a turnkey multi-family property in a rapidly growing area, this duplex checks every box. Modern upgrades, prime location, and outstanding income potential make this a rare opportunity you won’t want to miss! Must make an appointment to see as both properties are currently leased!

Bedrooms

—

Bathrooms

—

Square Feet

2,274

Year Built

1977

Garage

—

HOA

No

Taxes (2025)

$10,569

Property Details for Cutler Bay, FL 33189

MLS# A12053139 · Source: MIAMI + RWorld · Updated Nov 12, 2026

Interior

Bedrooms & Bathrooms

  • Half Baths: 0

Interior Features

  • Flooring: Ceramic Tile, Laminate
  • Has Fireplace: No

Interior Area

  • Total Interior Livable Area: 2,274 sqft
  • Total Structure Area: 2,466 sqft

Property

Parking

Total Parking Spaces
4

Features

Stories
1
Has Private Pool
No
Waterfront
No

Lot

Lot Features
Less than 1/4 Acre

Details

Parcel Number
36-60-09-015-0060
Zoning
3001
Legal Description
Saga View PB 105-77 Lot 6 Blk 1 Lot Size 75 X 100 Coc 22147-4309 03 2004 5 F/A/U 30-6009-015-0060

Construction

Type & Style

Home Type
Duplex
Property Type
Residential Income

Materials

Construction Materials
Brick, Block
Roof
Shingle

Condition

Condition
Effective Year Built
New Construction
No
Year Built
1977

Utilities & Green Energy

Water Source
Public
Sewer
Public Sewer
Utilities
Cable Available

Community & HOA

Community

Subdivision
Saga View

Financial & Listing Details

Price per Sq Ft
$378/sq ft
Annual Tax Amount
$10,569
Tax Year
2025
Date on Market
Jul 13, 2026
Cumulative Days on Market
122 days
Listing Terms
Cash, Conventional
Possession
Close of Escrow
Occupant Type
Vacant
MLS Number
A12053139
Listed By
Maria Stefano — Stefano Realty, LLC.

Saga View

Saga View is a neighborhood in Cutler Bay.

Location of Cutler Bay, FL 33189

City
Cutler Bay
ZIP Code
33189
Neighborhood
Saga View
County
Miami-Dade County
In Saga View
Map of Cutler Bay, FL, 33189

Flood, Storm & Insurance for Cutler Bay, FL 33189

Roof Material

Shingle

Year Built

1977

Price History for Cutler Bay, FL 33189

DateEventPriceChange$/Sq FtSource
Nov 13, 2026Listed for Sale$699,000—$307MIAMI + RWorld
Nov 12, 2026Listed for Sale$1,399,000—$615MIAMI + RWorld
Nov 12, 2026Listed for Sale$209,900—$92MIAMI + RWorld
Nov 12, 2026Listed for Sale$625,000—$275MIAMI + RWorld
Nov 11, 2026Status Change$359,0009 days on market$158MIAMI + RWorld
Nov 11, 2026Status Change$359,0009 days on market$158MIAMI + RWorld

Estimated monthly

30-yr fixed

$5,708

/mo

$859,000 · 20% down · 7.16%

Principal & interest

$4,648

Property taxes

$881

Home insurance

$179

Home price

$859,000

Down payment

$171,800 · 20%

Interest rate

7.16%

Estimates only. Actual costs vary by lender, credit score, and market conditions.

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Listing Information & Disclaimer

Listed By: Stefano Realty, LLC. · 786.205.8852

MLS #: A12053139MLS Source: MIAMI + RWorldData Last Updated: Nov 12, 2026Listing Last Updated: Nov 12, 2026

MIAMI + RWorld

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Cutler Bay, FL 33189$859,000